If you receive an offer by phone or mail for a free or extremely low-priced vacation trip to a popular destination (often Hawaii or Florida), there are a few things you should look for:

* Does the price seem too good to be true? If so, it probably is.

* Are you asked to give your credit card number over the phone?

* Are you pressured to make an immediate decision?

* Is the carrier simply identified as “a major airline,” or does the representative offer a collection of airlines without being able to say which one you will be on?

* Is the representative unable or unwilling to give you a street address for the company?

* Are you told you can’t leave for at least two months? (The deadline for disputing a credit card charge is 60 days, and most scam artists know this.)
If you encounter any of these symptoms, proceed cautiously. Ask for written information to be sent to you; any legitimate travel company will be happy to oblige. If they don’t have a brochure, ask for a day or two to think it over; most bona fide deals that are good today will still be good two days from now. If they say no to both requests, this probably isn’t the trip for you.

Some other advice:

* If you are told that you’ve won a free vacation, ask if you have to buy something else in order to get it. Some packages have promoted free air fare, as long as you buy expensive hotel arrangements. Others include a free hotel stay, but no air fare.

* If you are seriously considering the vacation offer and are confident you have established the full price you will pay, compare the offer to what you might obtain elsewhere. Frequently, the appeal of free air fare or free accommodations disguises the fact that the total price is still higher than that of a regular package tour.

* Get a confirmed departure date, in writing, before you pay anything. Eye skeptically any promises that an acceptable date will be arranged later. If the package involves standby or waitlist travel, or a reservation that can only be provided much later, ask if your payment is refundable if you want to cancel, and don’t pay any money you can’t afford to lose.

* If the destination is a beach resort, ask the seller how far the hotel is from the beach. Then ask the hotel.

* Determine the complete cost of the trip in dollars, including all service charges, taxes, processing fees, etc.

* If you decide to buy the trip after checking it out, paying by credit card gives you certain legal rights to pursue a chargeback (credit) if promised services aren’t delivered.

If it sounds too good to be true, it most likely is.

Rather than paying a middleman to book your flights and hotels, online travel websites make it easy to compare rates, research locations and check on availability. Most hotels have their own websites where you can enter your needed dates and get a quote for your stay. You do not have to enter credit card information to research rates at most hotels, so it makes do-it-yourself comparison shopping convenient for anyone with an internet connection. Some hotels even post layouts of their buildings, so you can choose exactly which room you want, rather than taking a chance on being right next to a pool full of screaming children when you are trying to get some much-needed rest and relaxation.

There are also some websites that will do your comparison-shopping for you. Sites like Hotwire and Expedia search their databases for hotels available on your needed dates, and they list the best deals for you. You can choose to search according to location, rate range, hotel chain or room size. When using sites like Hotwire, the more flexible your dates are, the greater your chances are of getting an inexpensive rate. However, even if your dates are set in stone, you may still be able to find a cheaper hotel rate using these sites than you would on your own.

One way to use the Internet to find low hotel prices is to join a travel club. Many airlines and car rental companies offer deals for repeat customers. Through these programs, frequent travelers can arrange car rentals and flights at discount prices, and they often thrown in hotel stays for a minimal charge. Some car rental companies have partnerships with particular hotel chains, giving discounts to customers who use both companies on their trips. You can sometimes use your airline frequent flier miles to pay for hotel stays, as well. Be sure to check with your airline of choice to see if they offer special hotel rates with their frequent flier programs.

Because making reservations online is a do-it-yourself endeavor, hotels save money of staffing. This allows them to offer special online rates for those who book their stays via the Internet. Most hotel chain websites have links to special Internet deals that can save you a lot of money on your vacation lodging. If you are Internet savvy, you can sometimes even qualify for free nights when you book a week at the same hotel.

When you are ready to make your online hotel reservation, be sure to have your credit card handy. Because of high security practices, you often have to enter the three-digit code on the back of your credit card to confirm your reservation. Though some people are wary of entering credit card numbers over the Internet, most sites take great care in securing and encoding the information, making identity theft virtually impossible. However, if you are not comfortable completing your transaction online, many hotels allow you to reserve the nights and to call and complete the booking over the phone. Unfortunately, sometimes completing a transaction this way disqualifies you from receiving special Internet rates.